Contributing Member of the Real Estate Councils

All News Analyses by this Author

It's about TIME the Goverment takes action to stop these banks!

September 25, 2009

Analysis of:Singapore Toughens Rules on Home Loans | online.wsj.com

Banks are still supporting Developers for Brand new project sales at ' new market high prices' & yet they do not want to re-finance / restructure home loans of Under-Construction' units.Banks are taking a swipe at these mass market buyers loans & if they do not watch, they will face a mini-sub prime from these middle income speculators in the next 2 yrs.....Kudos for the Singapore Government for taking the preventive measures but more has to be done to encourage the bankers to do the 3 Rs for their existing clients. Re-schudule, retain & repackage

Is this happening across the Globe? Or just a localised situation in the affected country.

June 29, 2009

Analysis of:Desperate times for landlords | www.ft.com

Similarities between the Swine Flu & the Lower Rents for Landlords- This does not reflect the commercial / retail industry alone but across the board for all properties. Physical Properties & Equities - Too little with Too Much Where shall it be invested in? Reits? Local Companies? Developers? In this situation where we see the H1N1 aka Swine Flu first infecting the host country ( due to toxic habits) & then being 'transported' by global travellers, the same is also happening to our financial world economy. Should we be surprised by the manufacturing output being slow? Should we be surprised by slower consumer purchases?  Should we be surprised by lesser consumer pressence? In my country like Singapore, we are the financial hub for the Asean region with neighbouring countries with huge natural resources. Does this impact the way Funds flow to Singapore from developed countries?  Can we trust the current normal system & what can be done     

Retro Property Prices for Resale units versus New Projects in Singapore

May 5, 2009

Analysis of:Declining Property Values Sock Singapore Developers | online.wsj.com

Any Developers that focuses solely on Singapore property development especially on the high end sector will really need to buffer up their cash-flow seriously. The only reason why Singapore is still attractive to foreigners is the political stabilty of the Goverment. Elections in Indonesia, Malaysia & Thailand makes Singapore a safer place for their business & their children. The double whammy is that USA, China ( including Hong Kong), India & Indonesia by sheer virtue of the mass population (property to people ratio) will recover much faster then Singapore in terms of 'excess properties' built especially in the prime districts. However the US still needs to re-engineer their financial fundementals so that it does not operate like a 'single financial socket point'. The Asian economy will take a while to kick start especially on the export sector.   

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